Are the three NCAA divisions developing separate approaches versus one NCAA approach for all student-athletes?

Yes. The Board of Governors directed each division to create rules using the principles and guidelines it approved in October 2019 and the recommendations it approved April 28, 2020. There are many examples now where each NCAA division has different rules, including in areas such as recruiting, financial aid, and playing and practice seasons. As a fundamental framework of the Association, member schools choose the division in which they compete and agree to follow the rules within that division. All three divisions will implement changes consistent with the principles within the NCAA constitution and endorsed by the Board of Governors.